Home Finance

  • Purchase Loans
  • Home Loans
  • Fixed Rate Mortgages
  • Mortgage Refinancing Options
  • Adjustable Rate Mortgages
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Debt Consolidation
American Equity Mortgage is a Charlottesville mortgage company that provides low interest mortgages and exceptional customer service. All of our employees live and work throughout the Charlottesville area so they fully understand the community and local housing market. American Equity Mortgage offers hundreds of unique mortgage programs for homeowners and homebuyers in Charlottesville and throughout Virginia.

One of the most important decisions when buying property is choosing a credible and experienced mortgage planner. Carl Heimlich, Charlottesville Mortgage Planner and Branch Manager, has worked in the mortgage industry since 2001 finding the perfect mortgage option for homebuyers in the Charlottesville area. Carl will work to close your loan as efficiently as possible and get you to a better place. To contact Carl, please fill out the form above or call (434) 989-2274.

American Equity Mortgage serves Charlottesville and the surrounding cities and counties including, but not limited to: Crozet, Lake Monticello, Columbia, Scottsville, Standardsville, Albemarle County, Fluvanna County, Greene County, and Nelson County.

Branch Manager & Mortgage Planner
Cell: (434) 989-2274
Office: (434) 964-9267
License: MLO-8067VA
I have called Charlottesville home since 1995 and my experience in the mortgage industry dates back to 2001. In addition to providing a support service that meets your financial goals, my partnership with American Equity Mortgage allows me to provide professional and outstanding resources that make your transaction as quick, efficient, and convenient as possible. I have always prided myself on providing the highest level of service based on my integrity and knowledge of the industry.

• Top Top Producer Award 2013 AEM/Member of the President’s Club
• Top Producer Award C&F Mortgage 2005-2011
• Voted Favorite Lender 2008-2013 Through The Rural Virginian Readers Choice Poll